Mr. Junaid Farid did his Bachelor of Commerce from McGill University before completing his MBA in Accounting & Finance from McMaster University. During his time in Canada, he worked as a Commercial strategy analyst at Bombardier conducting research and analysis on industry dynamics as well as mapping and comparing data to evaluate the success of the organization. He has worked in the field of finance as a Financial Analyst for Reign of Peel, ON, and as an Equity Research Analyst for Al-Meezan Investments in Karachi.

He gave his invaluable services as a Senior Manager of Strategic Partnerships and International Marketing during which he led the initiation of projects including the Tourism Assistance Program (TAP) and Akhuwat Clothes Bank. Besides working with the provincial and federal government of Pakistan to increase outreach, Mr. Farid has also represented Akhuwat Internationally and has collaborated with academia from renowned universities including the University of Oxford to develop a new and innovative approach to product diversification within the microfinance industry. He continues to contribute to the expansion of Akhuwat worldwide as a member of the Board.


Commercial Strategy Analyst:

  •  May 2017 – Aug 2017 . Bombardier, Montreal, QC
  •  Created a Bottom-up Financial Forecast in excel to identify opportunities and formulate long-term company strategy
  •  Conducted research and analysis on industry dynamics and developed templates for quarterly competitor updates
  •  Analyzed and compared actual and forecast sales data in excel to evaluate success of marketing campaigns
  •  Mapped data from external sources (Flight Global and Oxford Economics) using pivot tables and tableau for 10-year Market Forecast

Equity Research Analyst:

  • Sep 2016– Dec 2017. Al-Meezan Investments, Karachi, SB
  •  Prepared equity valuation reports for steel manufacturing companies using a Discounted Cash Flow Model (DCF) in excel
  •  Conducted research in commodities market looking into the supply and demand dynamics of iron and steel sector
  •  Submitted an extensive report highlighting buy or sell recommendations on various scripts to higher management
  •  Attended analyst briefings and worked on ad-hoc projects such as impact of global interest rate on the stock market

Financial Analyst – Development Financing:

  • Jan 2017 – Apr 2017. Region of Peel, Brampton, ON
  • Researched and proposed the adoption of Area Specific Development Charges to avoid urban sprawl and improve allocation of actual development costs
  • Project Coordinator for the implementation of a cloud based system to collect development charges which reduced the short-term debt financing for the Region of Peel
  • Prepared report for higher management on legislation pertaining to Municipal Capital Facilities and the tax implications on the Region

Senior Manager, Strategic Partnerships and International Marketing:

  • Jan 2013 – Aug 2015. Akhuwat Microfinance Services, Lahore, PB
  • Identify opportunities and potential partners to increase outreach; collaborated with provincial and federal government to replicate interest free loan schemes in more than 400 cities/towns of Pakistan
  • Collaborated with academia from the University of Oxford to develop an Asset Based Micro-Lending product leading to innovation and product diversification within the industry
  • Led the team on developing the Tourism Assistance Program (TAP) by creating a web based portal to introduce homestay concept in Northern Pakistan
  • Part of team that initiated the Akhuwat Cloth Bank Program; which has distributed more than 1.5 Million clothing items to the economically disadvantaged people
  • Prepared proposals to apply for a technology based grant from the State Bank of Pakistan and other international donors (DFID) to implement an ERP system within the organization
  • Team member for ERP solution evaluation, procurement and implementation that enabled us to catalyze the organizational change process in the organization
  • Collaborated with a local telecom company to introduce mobile based re-payment solution for our borrowers via a network of telecom agents
  • Attended global conference on Microfinance and represented Akhuwat on multiple platforms and international events

Market Manager, North America:

  • Jun 2011 – Dec 2012 Navitas, Lahore, PB
  • Improved relationships with existing partners by improving accessibility and service levels followed by extensive
    training on products; within one calendar year sales increased by 30%.
  • Identified and enrolled new partners within the region; these new partners constituted 30% of total regional
    revenues by year end
  • Prepared a comprehensive competitor analysis report using data from salesforce highlighting the shift in consumer
  • Led weekly team meetings to formulate market penetration strategies and assess performance in accordance with