The Governor KP Interest Free Loan Scheme was launched in September 2015 with the aim to facilitate the needy and prospective entrepreneurs of FATA/FR. By providing access to financial services, the said scheme seeks to empower low-income families to make their own choices and construct their way out of poverty in a sustained and self-determined manner. Akhuwat Islamic Microfinance has been nominated as an implementing partner by FATA Development Authority.

• Interest free loan facility is only for resident of FATA/FR to start new business or expand current business.
• Loan size ranges Rs. 10,000 to Rs. 50,000.
• Loans are disbursed in mosques/churches to ensure transparency and participation.
• There is no mark-up or interest on these loans.
• Loans are given after due scrutiny and appraisal according to an eligibility criterion, on first come first serve basis.

• Applicant must be a resident of FATA/FR.
• Applicant having the proper business plan.
• Having age between 18- 60 years.
• Applicant should have valid CNIC.
• Applicant should be economically active.
• Applicant should not be convicted of any criminal offence in lieu of which proceeding are in progress.
• Applicant should have good social and moral character in his community.
• Applicant should have capacity to provide two guarantors other than family members.