There are various products through which AIM provides interest free loans which are tailored to meet specific needs of the borrower. These products are outlined below:

Note: Loan under different products are offered according to availability of financial resources/funds.
Sr Products % Description Product Features
1. Family Enterprise Loan 85 – 90 Family enterprise loans are offered by AIM for the
establishment of a new business or the expansion of an existing one. AIM would like to continue to place emphasis
on provision of such loans.
Range: From Rs. 10,000 to Rs.50,000

Duration: 10 – 36 months

Profit Rate: 0%

Interest Rate: None

Initial Application fee: Up to Rs. 200

Post Approval Application fee: None

Mutual Support Fund Contribution: Optional 1% of loan amount

2. Agriculture Loan 5-10
These loans are given to small farmers including
landless farmers/tenants according to an eligibility
criterion for purchasing agriculture inputs and meeting ancillary expenses.  
Range: From Rs. 10,000 to Rs 50,000

Duration: 4-8 months

Profit Rate: 0%

Interest Rate: None

Initial Application fee: None

Post Approval Application fee: None

Mutual Support Fund Contribution: Optional 1% of loan amount

3. Liberation Loan 2 – 1
These loans are given to the persons who have taken
loans from the exploitative money lenders to save them
from undue interest rates. AIM will pay off the balance
amount to the money lenders in one go and in return
borrower will pay back the principal amount to AIM
in easy installments.
Range: From Rs. 10,000 to Rs.100,000

Duration: 10-36 months

Profit Rate: 0%

Interest Rate: None

Initial Application fee: Up to Rs. 200

Post Approval Application fee: None

Mutual Support Fund Contribution: Optional 1% of loan amount

4. Housing Loan 2 – 1
Purpose of the housing loan is to provide financing
facility for renovation of houses, construction of
rooms, roofs, walls, etc.

These are given to those poor families who occupy
piece of land or house up to 5 Marlas and their
family size increases up toor above 8 individuals.  
Range: From Rs. 30,000 to Rs.100,000

Duration: Up to 36 months

Profit Rate: 0%

Interest Rate: None

Initial Application fee: Up to Rs. 200

Post Approval Application fee: None

Mutual Support Fund : Optional 1% of loan amount

5. Education Loan 2 – 1
The objective of education loan is to extend interest
free loans to highly deserving students who have
exhibited excellent academic results, belong to
low income background and his/her parents are
unable to bear the education expenses. Parents or
student will pay back the principal amount to AIM
in easy installments.
Education Level: Post Matriculation up to Masters

Range:  From Rs. 10,000 to Rs. 50,000

Duration:  10 – 24 months

Profit Rate: 0%

Interest Rate: None

Initial Application fee: Up to Rs. 200

Post Approval Application fee: None

Mutual Support Fund Contribution: Optional 1% of loan amount

6. Health Loan 2 –1
Health loan is given to those poor people suffering
from serious illnesses and ailments and do not have
contingency savings.
Range:  From Rs. 10,000 to Rs. 50,000

Duration:  10 – 24 months

Profit Rate: 0%

Interest Rate: None

Initial Application fee: Up to Rs. 200

Post Approval Application fee: None

Mutual Support Fund Contribution:  Optional 1% of loan amount

7. Marriage Loan 2 – 1
Marriage loan is offered for such parents who face
difficulty in arranging the necessary funds for the
marriage ceremonies and dowries of their daughters.
Range: From Rs. 10,000 to Rs.50,000

Duration:  10 – 24 months

Profit Rate: 0%

Interest Rate: None

Initial Application fee: Up to Rs. 200

Post Approval Application fee: None

Mutual Support Fund Contribution:  Optional 1% of loan amount

8. Emergency Loan 2 – 1
This product is for those poor families who face
unfortunate events and emergencies e.g. sudden
losses in business or meeting any other immediate
contingency etc.
Range:  From Rs. 10,000 to Rs. 50,000

Duration:  10 – 24 months

Profit Rate: 0%

Interest Rate: None

Initial Application fee: Up to Rs, 200

Post Approval Application fee: None

Mutual Support Fund Contribution: Optional 1% of loan amount

9. Equip and build the School 1 – 1
This product is targeted to existing low income private
schools. In order to equip these schools with basic
amenities, Qard-e-Hasan is provided for the following:

  • Furniture and Fixtures
  • Provision for construction
  • Provision of clean drinking water
  • Provision of toilets
  • Provision of renovations of school premises etc.
Range:  From Rs. 25,000 to Rs150,000

Duration:  Up to 36 months

Profit Rate: 0%

Interest Rate: None

Initial Application fee: Up to Rs. 200

Post Approval Application fee: None

Mutual Support Fund Contribution: Optional 1%